Land and housing in life

In an environment where property prices continue to rise, the life and prospect of buying a property with a discount can be tempting. But beware, the constraints can be many and, ultimately, the performance remains random.Connu but very little used, life represents less than 1% of real estate sales of the first. This lack of interest can be explained by the very nature of the life annuity that some consider as a gamble on death. Contact french-riviera-property.com .However the life has advantages for the buyer, who can hope to acquire a much cheaper value, but also for the seller, who finds by this means additional remuneration that allows him to improve his “old days”.

Buy in life: good plan

To acquire a property (house or apartment), the life annuity can be an excellent solution. Often better suited than the conventional bank loan, it is a very profitable option to finance the purchase of a home. It is a real alternative to investment levers such as life insurance or rental real estate, with a higher financial return. The sale for life is the transfer of ownership of the seller (annuitant) of a property to the property. investor (débirentier) who wants to acquire this property in the long term. The investor must pay the seller a “bouquet” and a life annuity until the death of the latter. For more information discover the website French Riviera Property. In return, the investor acquires the property in its entirety when the seller dies. The “bouquet” is the payment of the initial capital at the time of signing the sales contract. The payment of the bouquet is not obligatory. This sale responds initially to a growing demand on the real estate market while it is difficult to access. Indeed, for the investor, the sale in life can prove to be an interesting way to become an owner with the hope of getting a good deal. It also meets the needs of many seniors whose pensions are not enough. more to have a minimum of comfort of life.

Well invest in real estate

The life annuity is more for investors than for first-time buyers. It is necessary to have one’s own house and to be able to deprive oneself of a portion of one’s savings for many years before considering such an investment. Attention, in case of default of payment, the service life is considered as obsolete and all sums committed (the bouquet and monthly payments paid) definitively lost.

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